Key person

Replacing the irreplaceable

Have I got things covered?

TSM offers an insurance product – the only one of its kind in Switzerland – which is specially designed for SMEs and SMIs like you that want to keep their business running when one or more key persons fall ill.

Ensure your business survives by protecting your skill sets

Protect yourself against significant potential losses in the event of an unexpected absence – due to accident, illness resulting in total incapacity, or death – of one of your employees with unique expertise or an expert member of staff working in a complex area where a particular skill set is required.


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